– Pay at your favorite places
– Send and receive money immediately
– Receive rewards for daily payments
In India, make UPI transfers or make mobile recharges, bills and payments for businesses through your bank account through Google Pay, the simple and secure payment processor provided by Google.
Join all the millions of Indians who use Google Ghost for all their payment needs. See friends, get the latest offers and rewards when you pay.
+ Multi-layer security from your bank and Google
You have control over the amount of hard earned money that you keep safe in your bank account and the money that leaves your bank account *. With a world-class security system to help detect fraud and hacking, we are committed to keeping your money safe, and we work with your bank to protect your payment information wherever you shop online or offline.
Every transaction is protected by your UPI PIN, and your account can be secured using a device lock method such as your fingerprint.
* Google Pay works in all banks in India that support BHIM UPI.
+ Conveniently pay water, broadband, electricity, landline, gas bills and more
You only need to link your Pillar accounts once Google Pay works with pillars across the country.
+ Discover the latest prepaid recharge plans and easily recharge your mobile plan
Recharge any prepaid mobile in less steps. Recharge the best and latest recharge plans on the same tray.
You can recharge your DTH connections at all providers.
+ Check your bank account balance
No need to go to the bank or ATM to check your bank balance, just check your bank account balance anytime, easily.
+ Reward available
See friends, get offers and get cash rewards in your bank account when you make payments.
+ QR Code Payments
Pay by QR code scanner over the phone to your favorite offline neighborhood side stores and merchants.
+ Book flights, bus tickets and order food
Order your favorite food and easily book your trip on the app. Partners include Zomato, redBus, Goibibo, MakeMyTrip.
Quick and secure payments with your debit and credit cards
Attach your debit and credit cards to Google Pay:
– Online charges (on your favorite online merchant apps like Mobile Recharges or Myntra). When you check out, look for the Google Pay logo or use your Google Pay UPI ID.
– Offline charges (in offline stores by tapping your phone on NFC terminals)
** Starts service across bank providers and card network providers. Visa cards are currently available from Axis Bank (credit / debit), HDFC Bank (credit / debit), ICICI Bank (credit), SBI (credit) and SCP (credit / debit).
+ Book IRCTC train tickets
All you need is your IRCTC account and Tatkal can handle the rest of Google Pay with booking and instant cash back support!
Buy, sell, gift and earn + 24K gold
Trade gold securely with direct market rates with MMTC-PAMP support. Gold can be safely deposited in your Gold Locker at Google Pay or delivered to your home as gold coins. New! You can now gift gold to friends and earn gold as Google Pay Rewards.
+ Send and receive money directly from your bank account to any bank account, including those not on Google Pay, via UPI Transfer
No need to worry about reloading wallets and you do not need to do extra KYC.
Using NPCI (National Payments Institution of India) BHIM Integrated Payment Interface (BHIM UPI), money transfers through Google Pay will be simple and secure. You must have a phone number associated with an Indian bank account to use this version of Google Pay.